Medical, Dental & Vision

Access to individual and small group health plans for members, their families and employees

Blue Cross, Health Net, Aetna, Blue Shield and Kaiser Plans– For Individuals and small groups

You have a choice of health care programs for you, your family and your employees. Choose among individual and small group PPO and HMO plans including qualified High Deductible Health Plans which enable you to open a  Health Savings Account.

With a Health Savings Account in 2007,  you may:

• Deposit up to $2,850 if you are covered as an individual or up to $5,650 if you have family coverage and deduct the amount from your federal income taxes.
• Withdraw funds on a federally tax free basis for qualified medical, dental and vision expenses
• Rollover unused funds from year to year.
• Take credit for the full year deposit regardless of when during the year you open your HSA.
• Interests accrues on a federally tax free basis
• Use your savings from a qualified high deductible health plan to help fund the account

Questions?
Call Marsh Affinity Group Services, at (888) 926-CPhA or e-mail us at CPhA.Insurance@marsh.com

To receive information on the sponsored programs complete an Interest Form.

*Marsh and CPhA do not provide tax advice. Please consult with your personal advisors .

This web page is for illustrative purposes only, and is not a contract. It is intended to provide a general overview of the services described. Remember that only the policy can provide the actual description of services, terms, conditions and exclusions.